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Our secured loan specialists talk you through the secured loans application process. Bad or poor credit no problem. All of your personal financial information remains secure.

When you are going through a divorce, are a first time buyer looking for a loan or have a poor credit rating, where can you find the secured loan information you need? When you are in arrears with your secured loan, when you are restricted by an IVA or have a bad credit history, where can you find unbiased secured loan information? Our free secured loan finder service introduces you to secured loan advisors who provide information, advice and arrange secured loans for difficult loan situations.

We can help you find the information you need to obtain a low interest secured loan.

When you take out a secured loan, the lender wants a guarantee that you will pay that money back. If you fail to pay it back, the lender can use that guarantee as compensation for the lost money. This guarantee – or security, as it is called – is usually your house, because your house is normally your most valuable possession.

For this reason a secured loan is sometimes known as a homeowner loan. But it may also be possible to borrow against another asset, such as your commercial or semi-commercial property.

So when the money is lent to you, the lender acquires an interest in your home not unlike the interest your mortgage company has. Provided you keep up your repayments, your home is safe and remains yours. If you fail to make your repayments, however, the lender can take your home – the lender’s security – away from you.

Just as with any other type of borrowing, you will need to pay interest on your secured loan. It is impossible to tell you here what rate of interest you are likely to have to pay. That – like the sum of money actually available to you - will depend on your financial history, your individual circumstances and on your ability to repay the loan.

The important things to note are that interest rates are not fixed and rigid, and that they are not stacked against you - you can obtain advantageous terms with the help of a specialist secured loan broker. Even if you have a poor credit history then you should be able to get a far better deal on a secured loan than with your credit card company.

If you want to find a secured loan with confidence, we have gathered together specific information from particular loan advisors so you don't have to shop.

Some property owners, especially those with credit problems, looking for a secured loan might be concerned about discussing their financial situation with a stranger. But don't worry. The secured loan advisors we work with all take your confidentiality very seriously indeed. So you can rest assured that the secured loan adviser we put you in touch with will not disclose any of your personal details to a secured loan lender or anyone else without your prior consent.

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We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises. Our Consumer Credit Licence Number is 587232.

Enquiries generated via this website are passed on to Financial Advisers, Mortgage Brokers, Licensed Credit Brokers and Lenders.

Divadani Finance and Divadani Loans are trading styles of Divadani Limited.
Company registration number 5256587. VAT registration number 877 4798 45.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.